Centenary Bank Annual Reports

  • Centenary Bank (the Bank) has continued its growth momentum in terms of profitability and total assets. This has been reached through its continued focus on strategy execution. The Bank has continued to live up to its purpose through the provision of microfinance services and this will remain...
  • The bank anticipates a stable macroeconomic environment. Inflation is forecast to remain under control due to expected favorable conditions. The exchange rates are expected to be more stable due to increasing efforts by government to encourage export of more goods and services.

  • Centenary Bank has been predominantly a Commercial Micro Bank, with micro finance customers accounting for over 90% of its customer base. Centenary Bank will retain this focus with a diversification towards lending to the small and medium enterprise sector.

  • Centenary Bank has been predominantly a Commercial Micro Bank, with micro finance customers accounting for over 90% of its customer base. Centenary Bank will retain this focus with a diversification towards lending to the small and medium enterprise sector.

  • Centenary Bank will continue to carry out its business in a manner that is fully accountable to the society in which it operates in terms of the impact of its activities on its community (People) and the environment (Planet), alongside its legitimate interest in making a profit.

  • 2008 has been a challenging year for the Ugandan economy, with rising inflation and continuing turbulence in the world financial markets.
  • Due to an initial emphasis on saver rather than borrower outreach, the Bank was practicing a very conservative lending policy, as evidenced by a low lending ratio of about 30% a few years ago. This emphasis has gradually shifted as evidenced by the current lending ratio 73%. Sustained efforts...

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